Hopefully after 10 years, I'll live in a house like that, clear blue skies, lovely colors, fresh air everyday.
Anyways, I've applied for an interim review to work in Canada, seems to have pass that review and what I need next would be $$ to start up. Did my math
Rent: 700
Utilities: 100
Petrol: 400
Groceries: 500
Other expenses: 500
With a 15% income tax rate working backwards, I need a gross of $2,588.24 or $14.77/hr on a 8hr and 22 workdays / month average.
Of course I'll need a ride and I can choose to get
2005 Subaru Legacy GT Automatic $7,500
2009 Subaru Imprezza WRX manual $8,500
Or be contented with
2004 Honda Civic Automatic $2,500
2003 Toyota Camry Automatic $5,000
So all in all, assume I'll pay $7k for the car including taxes and insurance, 2 months' deposit on rental with 6mths expenses without a job would cost me $18.6k ~ $20k which is about SGD22k. Including flights, fees for permit etc. S$30k would be the best amount to move, it's a huge sum to save which I intend to do so within 3yrs MAX, meaning i need to set aside S$850.00/mth for now and also meant no more toys and crazy splurges.
I'll meet with my insurance agents to sort out policies and terminate those I do not need, the loft apartment that I bought, similar size apartments further from train stations are going at 2.6 - 3.2k a month, my loan repayment is about S$1,533 - S$1,800 depending interest rates so renting it out would solve everything, not forgetting about my CPF income for the next few years I'd be working. That's a huge load off my mind, my parents would be able to get the remaining off the rent as allowance for now too.
Finally I can look forward to a life with a future and stop living life, a day at a time...
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